Beef Enchilada Dip

Bahan-bahan (12 porsi)

• 2 teaspoons olive oil
• 2 cloves garlic (minced)
• 1 onion (finely chopped)
• 1 pound lean ground beef
• 1 packet taco seasoning
• 1 (16 ounce each) can refried beans
• 1 (10 ounce each) can enchilada sauce
• 1 (15 ounce each) can black beans (drained and rinsed)
• 2 cups shredded cheddar cheese ( or monterey Jack cheese)
• chopped fresh cilantro (for garnish)